Loan Rates:

Using our Performance Based Pricing, loan rates are determined by credit score & term.

Autos & Motorcycles: 2.74% - 14.24% APR*:

  • new up to 100% financing & 96 month term
  • used up to 90% financing & 72 month term

Recreational Collateral: 3.00% - 14.50% APR*:

  • new up to 100% financing
  • used up to 90% financing
  • Special terms for Boats, Campers and Motorhomes, financing up to 12 years

Home Equity - 4.25% - 11.00% APR*:
5 year fixed rate, amortized up to 15 years with a balloon payment after 5 years

  • financing up to 80% LTV (Loan to Value) maximum $150,000
  • minimal closing costs

Share Secured - 2.74% APR* up to 72 month financing:

  • limited to available share balances

Signature - 9.25% - 17.75% APR*

  • $10,000 maximum up to 60 months financing

Total of all loan balances excluding Home Equity is $100,000 per member. All share and loan rates are subject to change at the discretion of the Board of Directors, except in the instance of a previously advertised special whereby those special dates/terms are clearly disclosed and defined.

 

*APR is the Annual Percentage Rate. Rates subject to change without notice.

**APY is Annual Percentage Yield and assumes dividends will remain in the account. The dividend rate and annual percentage yield may change at any time as determined by the Credit Union's Board of Directors. All accrued earnings are forfeited if a dividend earning account is closed before the end of the quarter.

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